Terms of Service

Last Updated: January 2026

Welcome to FateFolio (operated by MelogenAI). By using our services, you agree to these Terms of Service. Please read them carefully.

Acceptance of Terms

By accessing or using FateFolio (the "Service"), operated by MelogenAI, you agree to be bound by these Terms. If you do not agree, please do not use our services.

Our Services

FateFolio provides AI-powered Chinese metaphysics analysis including Bazi reading, I Ching divination, Feng Shui analysis, physiognomy reading, and auspicious date selection. These services are for entertainment and self-reflection purposes only.

Important Disclaimer

Our readings and analyses are generated by AI and are intended for entertainment and personal reflection only. They should not be used as a substitute for professional advice in medical, legal, financial, or psychological matters. We make no guarantees about the accuracy or applicability of our readings.

User Accounts

You are responsible for maintaining the confidentiality of your account credentials. You must provide accurate information when creating an account and keep it updated.

Payment and Subscriptions

Premium features require payment. All payments are processed by Paddle.com Market Limited ("Paddle") as our Merchant of Record. Paddle handles all billing, taxes, and payment processing. Subscription fees are billed in advance. You can cancel your subscription at any time, subject to our Refund Policy and Paddle's Checkout Buyer Terms.

User Conduct

You agree not to:

  • Do not attempt to hack, disrupt, or abuse the service
  • Do not submit unlawful, infringing, or harmful content
  • Do not automate requests beyond reasonable usage

Intellectual Property

All content, features, and functionality of FateFolio are owned by MelogenAI and protected by intellectual property laws. You may not copy, modify, or distribute our content without permission.

Limitation of Liability

FateFolio is provided "as is" without warranties. MelogenAI is not liable for any damages arising from your use of our services, including decisions made based on our readings.

Changes to Terms

We may update these Terms from time to time. Continued use of our services after changes constitutes acceptance of the new Terms.